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Using technology to manage high risk auto Insurance

These days insurance companies do not like to insure high risk drivers because they are worried about getting sued.  In some cases high risk drivers can not find insurance because they have a bad driving record.  Staybull Insurance utilizes the latest technology to find high risk auto insurance for Florida drivers.  The software they use searches multiple companies to find out who will accepted these drivers and who has the best rate.  This is a good example of how technology has impacted the insurance industry.  Years ago these drivers would of been forced to call ten insurance companies before they could find coverage.  Now they can just give one agency a call and find the best rate possible.  This has helped many Floridians find coverage in the private market.  In most cases these individuals would have been paying much more for coverage because they simply would not have found the companies with the best rate.  Risk management has been greatly improved by technology in recent years.  Insurance companies are using computer systems to automatically provide rates and make sure those rates are actuarially sound.  Computers can rate individuals on many risk factors and can decide what rate is “profitable” for the company.  Some of these risk factors include age, sex, location etc.  Computers can also determine rates using historical data from individuals with similar risk factors.  This gives insurance companies the tools they need to charge the correct rates and make sure that every policy is profitable.  It is unclear what the future will hold for the insurance industry as more and more people are shopping online.  Insurance agents might be pushed out of the market as computers are able to do everything an insurance agent can do.  The older generation still relies on insurance agents because they would rather talk to a real person.  Technology is expected to radically change the insurance industry in the coming years.  Hopefully this technology will help consumers connect with the best possible options on the market.  It can also hurt the insurance industry in ways we do not yet know.

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The Future Of Mobile Processor Technology

Many people wonder just how fast mobile processors will be in the future. Just in the past three years mobile processors have experienced a huge technological advancement. Mobile processors now have multiple cores and can process information very quickly. I believe that over the next year mobile processors will surpass software. Up until recently mobile apps have been limited because processor speeds. It is interesting to think about what the future hold when these processors are released and give app developers virtually unlimited processing power.

Faster mobile processors will spur software development…

It is conceivable that faster mobile processors will spur software growth and usability. Mobile software on tablets will become much more advanced and useful. Software developers will also embrace multi-core technology and apps will no longer have any wait time.

Processor efficiency will remain key…

Today’s mobile processors a very energy efficient. This will continue to be a major focus because device manufactures want to make products that are super thin and cannot house a large battery. Also the average user enjoys having good battery life.

We are in an exciting time and our kids will likely see some very major technological advances in there lifetime.

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Canon EOS Rebel T3i 5169B003 camera specs and review

The Canon Rebel T3i camera is the latest and greatest portable camera.  Although this would still be considered an entry level DSLR in the camera world the Canon rebel takes amazing pictures and video.  The Canon Rebel T3i has gotten very good reviews in the photography tech world.  If you want something that takes professional pictures and something affordable this is the best choice on the market right now.  The Rebel T3I is compact, easy to use and includes Canon’s new DIGIC 4 Image Processor and an 18.0 Megapixel CMOS Image Sensor.  This cool little camera also supports Full HD video recording, Live View shooting, Wireless flash photography and sports a 3.0-inch LCD monitor.  The Canon Rebel T3i is currently on the Amazon best sellers list.  Watch the video review below.


Canon EOS Rebel T3i 5169B003 Camera Specs

Digital, AF/AE single-lens reflex, camera with built-in flash

Recording Media
SD/SDHC/SDXC card, via external media (USB v.2.0 hard drive, or via Wireless LAN (Eye-Fi card*))

Image Format
22.3 x 14.9 mm (APS-C size)

Compatible Lenses
Canon EF lenses including EF-S lenses

(35mm-equivalent focal length is approx.1.6x the lens focal length)

Lens Mount
Canon EF mount


Image Sensor Specs 

High-sensitivity, high-resolution, large single-plate CMOS sensor

Effective pixels: Approx. 18.0 megapixels

Total Pixels
Total pixels: Approx. 18.70 megapixels

Aspect Ratio

Color Filter System
RGB primary color filters

Low Pass Filter
Fixed position in front of the CMOS sensor

Dust Deletion Feature
Automatic Sensor Cleaning

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The future of iOS

It’s no surprise that apple’s iOS mobile operating system has been a hit since its inception. Many people are wondering what the future holds and what there mobile devices will become over the next several years. iOS is by far the most polished mobile operating system of the bunch. It is possible to conceive that it will emerge as the winner in the mobile OS world. Lets face it, Android is fragmented, it is everything that Steve Jobs did not want to happen to iOS. Android tablet apps are often just stretched out phone apps. The Android system is plagued with bugs and glitches. Sure android devices can do some pretty cool things but are they practical? iOS tablet apps are intuitive, smooth and visually pleasing. I was shocked when I first purchased the my iPad and realized what I was missing. It seems like for every iPhone app there is an iPad counterpart that is twice as useful. I actually barley use my iPhone now because my the iPad apps have so much more to them. With every iOS updated and iPad release it seems that the “app eco system” grows stronger. Its is ingesting to think about what the future holds for this already speedy and polished OS.

iPads are starting to be more useful than computers…

The iOS developers have produced an app for almost everything, but Apple updates the OS with new Api’s every year that give developers the chance to make there apps even better. In many cases it is already easier to use your iPad for certain tasks than you computer. Things like checking e-mail and reading the news are just a lot faster. As the OS grows and becomes more developed we can be certain that even more things will just be “better” on a iPad vs a computer. For example I still use my computer for image editing programs like Gimp. I can’t wait till there is a real image editing software for my iPad. You can see from programs like iMovie that this software is defiantly possible in iOS. With a touch interface and smooth operation it will likely become a task that is just easier to do on your iPad.

The more iOS devices sold the most the OS will grow…

The iPad is now being sold in many country’s across the world. It is likely that as more country’s become more industrialized that everyone on the planet will want a tablet of some kind. Just a fraction of the worlds population currently own’s a tablet. The more people that buy iOS devices the healthier the app market will become. This will also provide apple with more money to develop iOS. It will also encourage developers to constantly make their app better and more useful.

Its the little things in the software that will make iOS great in the future…

As iOS continues to be developed its the little things that will make a big difference. The little things that make it more like a powerful computer in your hands. The little things that make it better than computer. The minor software tweaks all add up to a more polished and useful OS.

Hardware improvements will also spur iOS growth…

I believe that we are getting ready to break a barrier. Every iOS device that has been released has been a little faster the the last. I believe that the next processor will break a barrier making speed a non issue. If the next apple processor after the A6 is much faster, then app developers will no longer have any limitations. They will have virtually unlimited processing power and can build apps accordingly. App developers will then be able to create apps that are extremely useful and rival those on desktops.

Wireless network advances will also spur iOS software development…

Widespread LTE networks will also help development. Developers will not be restricted with wireless speeds and will be able to build apps accordingly. You will see more apps that take advantage of this technology. You will most likely seem more augmented reality apps that need a fast Internet connection to be useable. Who’s knows how fast the next wireless advancement will be after LTE? I think that will break another barrier and spur growth for apps that will require huge amounts of bandwidth but will be very creative and advanced. I also believe this will allow Siri to do a lot more.

Siri will also grow into a very useful assistant…

It is likely that Siri will become very advanced in the future. She will be able to understand more and will also be smarter. People are already using Siri everyday and I think it will become more widespread. I use her often when I want to search for things on the web because it is just easier than typing everything into the Google search box.

That being said, iOS is sure to become very advanced OS in the future.

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Lenovo ThinkPad Twist S230u specs and review

The Lenovo ThinkPad Twist S230U is a good option if you want something less expensive that the Lenovo Yoga. The twist has all the same features but a smaller price tag.  ThinkPad Twist is a powerful computer that morphs into a tablet in a second.  This lean and mean little device runs Microsofts new windows 8 platform that has been said to have a great touch interface. The Lenovo Twist also has a fast Intel Core I3 processor running at 1.8 ghz with 4gb of DDR3L ram. It is no surprise that the pad will probably a pretty big hit this holiday season. Please see video review below.

Lenovo ThinkPad Twist S230U Specs

Processor Type – Intel Core I3 @ 1.8ghz


12.5″ W HD 1366 x 768 LED Backlight with Gorilla Glass, HD Webcam (w/oWWAN), Projected Capacitive Touch, and 5-point multi-touch

Graphics – Intel HD Graphics 4000

Operating System – Windows 8 64 bit


4 GB PC3-10600 DDR3L SDRAM 1333MHz SODIMM Memory

Hard Drive – 320GB @ 7200rpm

Battery – 42.2wh lithium ion polymer

Wireless N and Bluetooth Support

1 year warranty


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